Tag Archives: Information

The don’ts to build your credit score

1. Being a big spender using your credit cards The higher your balances on your credit cards are as in relationship to your available credit limit, termed “Proportion of balance to high credit limit”, the lower your credit score will … Continue reading

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Halloween Home Maintenance: Spooky Sounds and Strange Smells

Are you haunted by strange noises and weird odors? With the proper maintenance, you’ve got more than a ghost of a chance to rest easy. Creaking and Popping in the Night The many materials that make up your house — … Continue reading

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Making friends with Caring Hands

If making time to volunteer is on your to-do list, consider joining the Caring Hands volunteer caregivers, a John Muir Health outreach program that trains and assists in partnering compassionate volunteers with seniors who are seeking a friendly companion and … Continue reading

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10 Tips for Saving Water in Your Home

You’ll likely be surprised to learn how much water the average family of four uses every single day in their home: 255 gallons! The estimates are: 15 gallons for dishwashing; 12 for cooking and drinking; 5 for basic hand washing; … Continue reading

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Mortgage Scam: Loan Flipping

Loan flipping mortgage scams prey on the twin problems of financial anxiety and ignorance. Educate yourself to mount a defense. The loan-flipping mortgage scam is the evil twin of the helpful home equity loan, which can help put some cash … Continue reading

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farmers markets ripe for the picking

When it comes to just-picked produce, beautiful blooms and fresh-baked goods, it’s hard to beat the summer offerings of farmers markets, including a new one in Discovery Bay. There are 16 in Contra Costa, with five here in East County. … Continue reading

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The Home Gym: A New Gathering Hub

Sure, home gyms are great for avoiding driving to a club and paying membership fees. But there’s another motivation behind the transformation of basements, garages, and spare bedrooms into home fitness centers: They’ve become a way to gather family members … Continue reading

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7 Tips to Fix Mistakes in Your Credit Report

Is your credit report telling lies about you? Credit report errors happen all the time, especially if you have a common name. Dispute them pronto, so you don’t end up paying more than you should for your mortgage and home … Continue reading

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Are Smart Meters Really Dangerous?

A home owner in Texas pulls out a handgun and tells a smart meter installer to back away from her house. He does. A couple in British Columbia covers their already-installed smart meter with a metal hood to block its … Continue reading

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Top 10 Credit Questions Answered

Is there a credit repair fairy? It sounds a little ridiculous, but there are many people who think something is going to magically happen to change their credit. There is no magic to credit repair. You can either wait seven … Continue reading

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9 Easy Mistakes Home Owners Make on Their Taxes

Don’t rouse the IRS or pay more taxes than necessary — know the score on each home tax deduction and credit. As you calculate your tax returns, consider each home tax deduction and credit you are — and are not … Continue reading

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The Easy, Fun Way to Spring Clean Your Deck or Patio

The spring cleaning chore with the most fun potential is prepping your deck or patio for spring. Here’s how to do it with a touch of fun Your patio and deck missed you all winter and are craving attention. So … Continue reading

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Think Vertical To Declutter Your Home

There are many ways to find space where none seems to exist. The key is to look and then look again. Glimpse beyond a door, look above the window, peek below a table and put a cabinet in a place … Continue reading

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Ways Mortgage Borrowers Leave Money on the Table

Fannie Mae says ineffective mortgage shopping may result in higher costs and greater risk. A new study from Fannie Mae finds that many Americans don’t fully investigate their choices when mortgage shopping, and others just don’t understand what’s available. Either … Continue reading

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11 Ways to Create a Welcoming Front Entrance for Under $100

First impressions count — not just for your friends, relatives, and the UPS guy, but for yourself. Whether it’s on an urban stoop or a Victorian front porch, your front door and the area leading up to it should extend … Continue reading

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Some Great Tips On Downsizing For Buyers

Is it time to downsize and simplify life? Are you ready to cut down on mortgage payments to ease financial burdens? Are you concerned with the cost of living increasing to the point you will not be able to afford … Continue reading

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All The Basics To Know About Short Sales

Many homeowners, as an effort to avoid foreclosure, market their homes as a short sale. You can find a investment-worthy deals on houses headed for default. You will be helping remove the financial burden from the previous owners and you … Continue reading

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Interest Rates: A History

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How To Sell Property That You Inherited

Inheriting property that you have no vested interest in can present some unwanted challenges to you, so selling the property promptly may be the best solution. Whether you are the executor of the estate or a sideline family member, staying … Continue reading

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How you should choose between 2 homes

Buying a home is a major lifetime investment and so is finding the home that best suits your needs for years to come. What if you find two homes that meet your criteria now it is only a matter of … Continue reading

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